"Personal face-to-face financial advice since 1986"
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Whatever your current situation, we can advise,
with complete independence, how best you can
accumulate wealth to fund your retirement in
later life. For the majority of our clients,
securing a long and prosperous retirement
lifestyle is the main objective.


It is as important as ever to plan for your retirement and understand how you will achieve your desired standard of living in retirement. We specialise in pensions and retirement planning.

After getting to know you, establishing your requirements and analysing your existing plans we will provide you with a detailed report of the options available to you. Included in this is a retirement modeller forecasting the fund value, income sustainable and your survival probability. Such tools work as a talking point to ensure you are fully aware of the impact of the income being draw from your plan. Please see example below assuming that a male aged 65 with a fund value of £120,000.00 could sustain an income of approximately £7,141.00 to age 100 (Click to enlarge):

Personal Finalcial Advice Ltd. Investment Client Age Demographics

Following major pension reforms over the last 10 years more and more people find the pension legislation confusing and are unsure as to what benefit their existing pension(s) could provide them with in retirement, at Personal Financial Advice we review your existing plans whilst taking into consideration your personal circumstances and goals for retirement and provide you with a report that outlines the full array of options available to you.

Few people are aware of the choices available to them when considering drawing from their pension plans. Many investors simply ask their existing pension plan provider to arrange their benefits on retirement and often settle for a very poor deal. Pension holders have much more flexibility, choice and Personal Financial Advice provide bespoke guidance in making these important decisions.

“PFA helped me get the best income from my pension.."

David, Stourport

To arrange a no obligation appointment with our experienced adviser:

Call us now on 01299 878542

WARNING: A pension is a long term investment. The value of the fund can go down as well as up. You may not get back the original amount invested. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction we are obliged to offer you the Financial Ombudsman Service to help settle this.
Please see the following link for further details: http://financial-ombudsman.org.uk

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